One of the many criteria that aid in calculating the amount you pay each year for auto insurance is the neighborhood you call home. Areas with high crime rates or more dense population will most likely pay more, whereas areas with less crime or weather claims have the luxury of cheap car insurance rates.
The following table rates the highest-priced areas in Arizona for real estate agents to purchase auto insurance in. Chandler is listed at #7 having an annual price of $1,126 for the average policy, which is approximately $94 per month.
| Rank | City | Annual Premium |
|---|---|---|
| 1 | Phoenix | $1,231 |
| 2 | San Tan Valley | $1,196 |
| 3 | Glendale | $1,178 |
| 4 | Avondale | $1,174 |
| 5 | Gilbert | $1,154 |
| 6 | Peoria | $1,126 |
| 7 | Chandler | $1,126 |
| 8 | Buckeye | $1,122 |
| 9 | Goodyear | $1,120 |
| 10 | Scottsdale | $1,117 |
| 11 | Mesa | $1,113 |
| 12 | Maricopa | $1,107 |
| 13 | Tempe | $1,106 |
| 14 | Tucson | $1,105 |
| 15 | Catalina Foothills | $1,082 |
| 16 | Casa Grande | $1,079 |
| 17 | Surprise | $1,058 |
| 18 | Casas Adobes | $1,050 |
| 19 | Oro Valley | $1,031 |
| 20 | Yuma | $963 |
| 21 | Flagstaff | $941 |
| 22 | Prescott | $924 |
| 23 | Bullhead City | $869 |
| 24 | Sierra Vista | $863 |
| 25 | Lake Havasu City | $844 |
| Compare Rates Now Go | ||
Rate information is comparative as vehicle location can affect rates substantially.
Finding out which company has the cheapest auto insurance rates for real estate agents involves a little more work in order to find the best price.
Each insurance company uses a slightly different approach to set policy rates, so let’s rank the auto insurance companies with the most affordable rates in Arizona.
Best Cheap Insurance Rates for Realtors
| Rank | Company | Cost Per Year |
|---|---|---|
| 1 | The Hartford | $820 |
| 2 | Auto-Owners | $897 |
| 3 | Safeco | $905 |
| 4 | Travelers | $1,108 |
| 5 | USAA | $1,113 |
| 6 | Progressive | $1,152 |
| 7 | GEICO | $1,166 |
| 8 | CSAA | $1,177 |
| 9 | Ameriprise Group | $1,184 |
| 10 | Allied | $1,245 |
| 11 | Farm Bureau Mutual | $1,285 |
| 12 | Safe Auto | $1,297 |
| 13 | Unitrin | $1,303 |
| 14 | State Farm | $1,364 |
| 15 | Farmers | $1,391 |
| 16 | Titan | $1,418 |
| 17 | American Family | $1,420 |
| 18 | Amica | $1,473 |
| 19 | California Casualty | $1,506 |
| 20 | MetLife | $1,551 |
| Find Cheaper Rates Go | ||
The Hartford may have some of the best car insurance rates in Chandler at around $820 annually. Auto-Owners, Safeco, Travelers, and USAA would also be considered some of the best Chandler, AZ insurance companies.
As shown above, if you are currently insured with Safeco and switched to The Hartford, you might achieve a yearly price reduction of approximately $85. Insureds with Travelers could save as much as $288 a year, and USAA customers might realize rate reductions of up to $293 a year.
To find out how your current rates compare, click here or click through to the companies below.
Bear in mind that those policy rates are averaged across all types of insureds and vehicles and are not factoring in a specific zip code for real estate agents. So the company that can offer you the best rate may not even be in the list above. That helps illustrate why you need to get quotes using your own personalized driver profile and vehicle information.
The make and model of vehicle needing coverage is a significant factor when shopping for the most affordable auto insurance for real estate agents. Vehicles with high performance, a lack of safety features, or a history of substantial liability claims will cost significantly more to insure than safer models. The data below illustrates car insurance prices for a number of the cheapest vehicles to buy coverage for.
| Vehicle Make and Model | Estimated Cost for Full Coverage |
|---|---|
| Ford Escape XLS 2WD | $1,298 |
| Toyota Prius | $1,437 |
| Honda CR-V LX 2WD | $1,463 |
| Chevrolet Impala LS | $1,506 |
| Toyota Tacoma Double Cab 4WD | $1,563 |
| Ford Explorer Limited 4WD | $1,571 |
| Honda Accord EX-L 4-Dr Sedan | $1,583 |
| Dodge Grand Caravan CV | $1,586 |
| Toyota Corolla S | $1,617 |
| Hyundai Elantra SE 4-Dr Sedan | $1,626 |
| Nissan Altima 3.5 SR 4-Dr Sedan | $1,645 |
| GMC Sierra SLE Extended Cab 4WD | $1,651 |
| Chevrolet Silverado LT Crew Cab 4WD | $1,645 |
| Volkswagen Jetta SE 2.5 Station Wagon | $1,671 |
| Toyota RAV4 Sport 4WD | $1,678 |
| GMC Sierra 2500HD SLT Crew Cab 4WD | $1,727 |
| Hyundai Sonata SE 4-Dr Sedan | $1,734 |
| Get a Custom Quote Go | |
Prices above based on single male driver age 40, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Arizona minimum liability limits. Discounts applied include homeowner, multi-policy, safe-driver, claim-free, and multi-vehicle. Estimates do not factor in your specific Chandler, AZ location which can affect prices noticeably.
Looking at the data, we can presume that vehicles like the Ford Escape, Toyota Prius, Honda CR-V, Chevrolet Impala, and Toyota Tacoma should be some of the cheapest vehicles to insure for realtors.
The information below demonstrates how choosing different deductibles can influence insurance premiums when researching cheap insurance for real estate agents. The prices are based on a married male driver, full coverage, and no additional discounts are factored in.
A 40-year-old driver could pocket $282 a year by switching their comprehensive and collision coverages from a $100 deductible up to a $500 deductible, or save $424 by switching to a $1,000 deductible. Even younger drivers, like the 20-year-old category, could potentially save as much as $950 each year by choosing a higher deductible. If you do make the decision to raise your deductibles, it’s a good idea to have emergency funds available to offset the extra out-of-pocket expense that deters many people from opting for higher deductibles.
Discount Chandler car insurance
Auto insurance companies that provide policies for real estate agents could also offer special discounts that may potentially lower prices by 40% or more if you qualify for them. A list of auto insurance companies and a partial list of their discounts are detailed below.
- GEICO discounts include membership and employees, air bags, five-year accident-free, driver training, multi-policy, and defensive driver.
- Mercury Insurance offers discounts including multi-car, age of vehicle, annual mileage, good student, multi-policy, professional/association, and low natural disaster claims.
- Farmers Insurance may offer discounts for youthful driver, early shopping, switch companies, business and professional, and bundle discounts.
- Auto-Owners Insurance has savings for multi-policy, company car, teen driver, mature driver, air bags, paid in full, and safe vehicle.
- Liberty Mutual has discounts for hybrid vehicle, new graduate, multi-policy, teen driver discount, newly retired, and safety features.
- SAFECO may include discounts for safe driver, anti-theft, homeowner, drive less, accident prevention training, and bundle discounts.
- Progressive offers premium reductions for online signing, good student, continuous coverage, online quote discount, multi-vehicle, homeowner, and multi-policy.
- USAA includes discounts for loyalty savings, good student, new vehicle, annual mileage, and multi-policy.
The illustration below illustrates the comparison of auto insurance costs with and without discounts applied to the rates. The premiums are based on a male driver, a clean driving record, no claims, Arizona state minimum liability limits, comprehensive and collision coverage, and $100 deductibles.
The first bar for each age group shows insurance cost with no discounts. The lower bar shows the rates with marriage, homeowner, multiple policy, defensive driving course, safe-driver, and anti-theft discounts applied. When discounts are factored in, the average savings per year on auto insurance for real estate agents is 28% or $475.
How to find more affordable car insurance for real estate agents
It’s not impossible to find cheaper rates, and here are some penny-pinching ideas that can help Chandler drivers find cheap auto insurance.
- Save money by observing traffic laws and speed limits
- Increase your credit score
- Claim-free policyholders usually earn a discount
- Higher deductibles save money
- Insure your home and auto with the same company
- Avoid preventable accidents
- Comparison shop at least once a year
The last item on the list is particularly critical, as we discussed in this piece. Prices charged by companies adjust frequently, so drivers shouldn’t hesitate to change to a new company if a better deal can be had.
Loyalty to a specific company is fine, but it’s not recommended if that devotion results in you overpaying lots of hard earned cash every month. It only takes a couple minutes to compare prices and find cheaper insurance for real estate agents in Chandler.
The professional agents shown below are willing to provide answers to your questions and help you determine which auto insurance policy would work best for you, as some drivers have questions and prefer to have a little guidance when buying car insurance for real estate agents. It’s not always simple to do it yourself, and getting advice from a licensed Arizona insurance agent can provide satisfaction knowing your policy gives you adequate protection in the event of a claim.
To find a Chandler insurance agency nearest to you, click the button after the list.
Farmers Insurance: John D Donadio Insurance Agency
1727 N Arizona Ave #9 – Chandler, AZ 85225 – (480) 382-1570
Nationwide – Daniel McLean Kendree AGENCY
1005 S Arizona Ave – Chandler, AZ 85286 – (480) 857-0056
Farmers Insurance – Tom Sisouvanh
3170 S Gilbert Rd #5 – Chandler, AZ 85286 – (480) 409-1515
Allstate Insurance: Thomas Lane
1835 W Chandler Blvd Ste 201 – Chandler, AZ 85224 – (480) 857-1384
Allstate Insurance: Jason Thorpe
3107 S Gilbert Rd #109 – Gilbert, AZ 85295 – (480) 732-9696