The best way to get cheaper Dodge Dakota insurance in Chandler is to do an annual price comparison from providers that insure vehicles in Arizona.
- It will benefit you to learn about the different coverages in a policy and the changes you can make to lower rates. Many things that result in higher prices such as accidents, careless driving, and a negative credit history can be rectified by being financially responsible and driving safely. Read the full article for more information to help find cheaper rates and find additional discounts you may qualify for.
- Get rate quotes from independent agents, exclusive agents, and direct companies. Exclusive and direct companies can only give prices from a single company like Progressive or State Farm, while agents who are independent can quote rates for many different companies. View a list of agents
- Compare the quotes to your existing rates and determine if there is any savings. If you can save some money, make sure the effective date of the new policy is the same as the expiration date of the old one.
- Notify your company or agent of your intention to cancel your current auto insurance policy and submit a down payment and signed policy application to the newly selected company. Once coverage is bound, store the proof of insurance paperwork in your vehicle’s glove compartment or console.
One key aspect of rate comparisons is to make sure you’re comparing the same physical damage deductibles and liability limits on each quote request and and to get quotes from as many companies as feasibly possible. Doing this enables an apples-to-apples comparison and the best price selection.
It’s easy to assume that auto insurance companies don’t want you to look for a cheaper policy. Drivers who shop rates annually will presumably buy a different policy because they stand a good chance of finding coverage at a more affordable price. A recent survey revealed that consumers who compared price quotes annually saved over $70 a month compared to drivers who never shopped around.
If finding the cheapest price on Dodge Dakota insurance in Chandler is your target objective, then having some knowledge of how to quote prices and compare auto insurance can save money and time.
If you currently have auto insurance, you will surely be able to reduce the price you pay using the concepts covered in this article. Locating the best insurance company for you in Chandler is not that difficult as long as you know where to start. But Arizona vehicle owners should learn the way companies price insurance differently and use this information to your advantage.
To find affordable Dodge Dakota insurance quotes, there are several ways to compare quotes from different Chandler insurance companies. The best way to find affordable insurance rates is simply to get online rate quotes.
Online shopping is fast and free, and it makes it a waste of time to drive around to all the different Chandler insurance agencies. The ability to buy insurance online makes this unnecessary unless your situation requires the trained advice that you can only get from talking to an agent. You can, however, comparison shop online but have a local agent actually write the policy.
When quoting car insurance, remember that making a lot of price comparisons increases your odds of finding more affordable insurance. Not every company allows you to get price estimates online, so you also need to get prices from the smaller companies as well.
The following companies are our best choices to provide quotes in Arizona. To get the best car insurance in Arizona, we recommend you visit several of them to get the best price comparison.
Dodge Dakota insurance rate analysis
The premium table displayed next showcases different insurance premium costs for Dodge Dakota models. Learning a little about how policy premiums are figured can assist in making informed decisions when comparing rate quotes.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Dakota ST Ext Cab 2WD | $182 | $388 | $506 | $30 | $152 | $1,258 | $105 |
| Dakota Bighorn Ext Cab 2WD | $182 | $388 | $506 | $30 | $152 | $1,258 | $105 |
| Dakota Lonestar Ext Cab 2WD | $210 | $388 | $506 | $30 | $152 | $1,286 | $107 |
| Dakota ST Crew Cab 2WD | $210 | $388 | $506 | $30 | $152 | $1,286 | $107 |
| Dakota Bighorn Crew Cab 2WD | $210 | $456 | $506 | $30 | $152 | $1,354 | $113 |
| Dakota Lonestar Crew Cab 2WD | $210 | $456 | $506 | $30 | $152 | $1,354 | $113 |
| Dakota Bighorn Ext Cab 4WD | $236 | $388 | $404 | $24 | $122 | $1,174 | $98 |
| Dakota ST Ext Cab 4WD | $236 | $388 | $404 | $24 | $122 | $1,174 | $98 |
| Dakota Laramie Crew Cab 2WD | $236 | $456 | $506 | $30 | $152 | $1,380 | $115 |
| Dakota ST Crew Cab 4WD | $236 | $388 | $404 | $24 | $122 | $1,174 | $98 |
| Dakota Lonestar Ext Cab 4WD | $236 | $388 | $404 | $24 | $122 | $1,174 | $98 |
| Dakota Bighorn Crew Cab 4WD | $236 | $388 | $404 | $24 | $122 | $1,174 | $98 |
| Dakota TRX Crew Cab 4WD | $236 | $456 | $404 | $24 | $122 | $1,242 | $104 |
| Dakota TRX Crew Cab 4WD | $236 | $456 | $404 | $24 | $122 | $1,242 | $104 |
| Dakota Lonestar Crew Cab 4WD | $236 | $456 | $404 | $24 | $122 | $1,242 | $104 |
| Dakota Laramie Crew Cab 4WD | $262 | $456 | $404 | $24 | $122 | $1,268 | $106 |
| Get Your Own Custom Quote Go | |||||||
Data assumes single female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Arizona minimum liability limits. Discounts applied include claim-free, homeowner, multi-vehicle, multi-policy, and safe-driver. Premium costs do not factor in specific zip code location which can influence prices greatly.
The information below demonstrates how choosing different deductibles and can affect Dodge Dakota insurance costs for different age groups. The premiums assume a married female driver, comp and collision included, and no discounts are applied to the premium.
Car insurance is unique, just like you
When selecting the best car insurance coverage for your personal vehicles, there really isn’t a one size fits all plan. Every situation is different.
Here are some questions about coverages that might point out whether you might need professional guidance.
- Why are teen drivers so expensive to add on to my policy?
- Am I covered if my car is in a flood?
- Is there coverage for injuries to my pets?
- How long can I keep a teen driver on my policy?
- Should I rate my vehicle as business use?
- When should I buy a commercial auto policy?
- Does coverage follow the driver or the vehicle?
- How many claims can I have before being canceled?
- Can I rent a car in Mexico?
If you can’t answer these questions but one or more may apply to you, you may need to chat with a licensed agent. To find an agent in your area, simply complete this short form.
Compare rates but buy from a local Chandler insurance agency
Many people still like to sit down with an agent and that can be a great decision The biggest benefit of comparing rate quotes online is the fact that drivers can get better rates and still have an agent to talk to. Buying from local insurance agents is important particularly in Chandler.
To help locate an agent, after submitting this short form, the quote information is transmitted to insurance agents in Chandler who will give competitive quotes to get your business. You don’t have to contact any insurance agencies due to the fact that quote results will go to you instantly. You can most likely find cheaper rates and an insurance agent to talk to. If you want to get a price quote for a specific company, feel free to search and find their rate quote page and fill out the quote form the provide.
Listed below are Chandler car insurance companies that may be able to provide rate quotes for Dodge Dakota insurance in Chandler.
J L Pound Insurance Agency
12139 E Cloud Rd – Chandler, AZ 85249 – (602) 284-2141 – View Map
Steve Haase – State Farm Insurance Agent
220 N Chippewa Pl – Chandler, AZ 85224 – (480) 963-0261 – View Map
Stacy Beatty – State Farm Insurance Agent
3165 S Alma School Rd Ste 27 – Chandler, AZ 85248 – (480) 855-0665 – View Map
Farm Bureau Insurance
912 W Chandler Blvd – Chandler, AZ 85225 – (480) 284-4223 – View Map
Finding the right company needs to be determined by more than just a cheap price quote. These are some questions your agent should answer.
- Do the coverages you’re quoting properly cover your vehicle?
- Is the agency covered by Errors and Omissions coverage?
- Do they specialize in personal lines auto insurance in Chandler?
- Is the agent properly licensed in Arizona?
- Will vehicle repairs be made with aftermarket parts or OEM replacement parts?
- Is the agent CPCU or CIC certified?
Chandler car insurance companies ranked
Buying coverage from a high-quality auto insurance company can be a challenge considering how many different companies sell coverage in Chandler. The rank data below can help you decide which coverage providers to look at buying from.
Top 10 Chandler Car Insurance Companies Overall
- USAA
- American Family
- State Farm
- The Hartford
- AAA Insurance
- GEICO
- The General
- Titan Insurance
- Progressive
- Mercury Insurance