Best Ways to Save on Chandler Volkswagen Passat Insurance

Insurance rates Volkswagen Passat in ChandlerIt’s an obvious assumption that auto insurance companies want to keep you from shopping around. Consumers who shop around for cheaper prices will presumably switch companies because there is a significant possibility of finding better rates. A recent car insurance study discovered that people who faithfully checked for cheaper rates saved as much as $72 a month compared to people who never compared prices.

If finding the best rates on auto insurance in Chandler is your objective, then learning about how to find and compare insurance rates can help you be more efficient.

The preferred way to save on car insurance rates in Chandler is to regularly compare quotes from different companies who provide car insurance in Arizona. This can be done by following these guidelines.

  1. Try to understand individual coverages and the measures you can take to keep rates in check. Many factors that are responsible for high rates like careless driving and a bad credit score can be rectified by being financially responsible and driving safely. Read the full article for more details to find cheap prices and find hidden discounts.
  2. Request rate estimates from exclusive agents, independent agents, and direct providers. Direct companies and exclusive agencies can only quote rates from a single company like Progressive and State Farm, while agents who are independent can provide price quotes from multiple sources.
  3. Compare the quotes to your existing policy and determine if there is any savings. If you can save money and decide to switch, ensure there is no coverage lapse between policies.
  4. Provide written notification to your current company of your intent to cancel the current policy. Submit a completed application and payment for the new coverage. When you receive it, safely store the proof of insurance certificate in an easily accessible location.

The key thing to remember is to make sure you enter the same level of coverage on every price quote and and to get quotes from every insurance company. This ensures a fair price comparison and the most accurate and complete price analysis.

The companies shown below are our best choices to provide quotes in Arizona. To get the best car insurance in Chandler, AZ, it’s a good idea that you visit as many as you can in order to get a fair rate comparison.

Volkswagen Passat insurance coverage information

The rate information below highlights a range of prices for Volkswagen Passat models. Learning how insurance prices are established can be of help when making smart choices when purchasing an insurance policy.

Volkswagen Passat Insurance Rates in Chandler, AZ
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Passat Komfort Station Wagon $282 $538 $260 $16 $78 $1,174 $98
Passat Komfort 4-Dr Sedan $282 $538 $306 $18 $92 $1,236 $103
Get Your Own Custom Quote Go

Prices based on married female driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Arizona minimum liability limits. Discounts applied include multi-policy, safe-driver, claim-free, multi-vehicle, and homeowner. Premium costs do not factor in specific location information which can decrease or increase price quotes significantly.

Insurance rates and discounts

Companies don’t always publicize every discount they offer in an easy-to-find place, so here is a list both the well known in addition to some of the lesser obvious insurance savings. If you do not check that you are getting every discount available, you are just wasting money.Cheaper insurance with discounts

You can save money using discounts, but some of the credits will not apply to all coverage premiums. Some only reduce individual premiums such as comprehensive or collision. Even though it may seem like you would end up receiving a 100% discount, company stockholders wouldn’t be very happy.

The example below compares Volkswagen Passat annual premium costs with and without some available policy discounts. The data assumes a female driver, no claims or driving violations, Arizona state minimum liability limits, full coverage, and $1,000 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with safe-driver, marriage, claim-free, multi-policy, multi-car, and homeowner discounts applied.

Auto insurance companies that possibly offer these money-saving discounts include:

When quoting, ask all companies you are considering which discounts can lower your rates. Some credits might not be offered on policies everywhere. If you would like to see a list of insurance companies that offer many of these discounts in Chandler, click here.

Best reasons to buy auto insurance in Arizona

Despite the high insurance cost for a Volkswagen Passat in Chandler, buying auto insurance serves an important purpose.

The benefits of buying auto insurance more than offset the price you pay, especially if you ever need it. As of last year, the average driver in Arizona is overpaying more than $855 a year so you should quote your policy with other companies at least once a year to be sure current rates are still competitive.

Insurance is available from local insurance agents

Certain consumers just want to sit down and talk to an agent and we recommend doing that Professional insurance agents can help determine the best coverages and will help you if you have claims. A nice benefit of getting free rate quotes online is you may find cheap rate quotes and also buy local. Buying from local agents is definitely important in Chandler.

To help locate an agent, after submitting this short form, your coverage information gets sent to agents in your area who want to provide quotes and help you find cheaper coverage. You never need to search for an agent as quotes are delivered instantly to you. If you want to quote rates from a particular provider, you just need to navigate to their website and fill out their quote form.

When searching for a local Chandler insurance agent, it’s helpful to know the different types of agents and how they function. Insurance policy providers are considered either exclusive agents or independent agents. Both can insure your vehicles, but it’s worth learning the difference in how they write coverage since it can affect the kind of agent you use.

Independent Agencies or Brokers

Independent agencies can sell policies from many different companies and that gives them the ability to insure through lots of different companies and find the cheapest rate. If premiums increase, they simply move the coverage in-house and you stay with the same agent. If you need lower rates, you definitely need to get some free quotes from at a minimum one independent agency to get the best comparison.

Shown below is a small list of independent agents in Chandler who may provide comparison quotes.

1200 N Arizona Ave #3Chandler, AZ 85225(480) 782-9202View Map

369 S Arizona AveChandler, AZ 85225(480) 821-3772View Map

2231 E Pecos Rd #2Chandler, AZ 85225(480) 634-5222View Map

View more agents

Exclusive Agencies

Exclusive agencies normally can only provide a single company’s rates such as State Farm, AAA, and Liberty Mutual. Exclusive agents cannot provide prices from multiple companies so you might not find the best rates. Exclusive agents are usually well trained on their products and sales techniques and that allows them to sell at a higher price point.

The following are Chandler exclusive agencies who can help you get price quote information.

1835 W Chandler Blvd Ste 201Chandler, AZ 85224(480) 857-1384View Map

300 N Gila Springs Blvd #150Chandler, AZ 85226(480) 659-5263View Map

5355 W Chandler Blvd #8Chandler, AZ 85226(480) 940-0909View Map

View more agents

Choosing the best auto insurance agent shouldn’t rely on just the premium amount. Below are some questions you should ask.