Who Has the Cheapest Car Insurance Rates for Ride Shares in Chandler?

The words “cheap” and “auto insurance” really don’t belong together, in particular when comparison shopping for the best car insurance for welfare recipients. Because it’s so expensive, let’s introduce you to some of the things that determine car insurance premiums, and figure out some ways to shave a little off the next policy you buy.

One of the many considerations that are looked at to help calculate the amount you pay each year for auto insurance is where you call home in Chandler. More populated areas likely pay more, whereas more rural areas profit from lower rates.

The information below rates the highest-priced places in Arizona for welfare recipients to buy an auto insurance policy in. Chandler is ranked #8 with the yearly price of $1,126 on average, which is approximately $94 per month.

How much does car insurance cost in Chandler, AZ?
Rank City Annual Premium
1 Phoenix $1,231
2 Avondale $1,222
3 Glendale $1,190
4 San Tan Valley $1,185
5 Buckeye $1,144
6 Tempe $1,140
7 Peoria $1,137
8 Chandler $1,126
9 Mesa $1,125
10 Scottsdale $1,117
11 Gilbert $1,108
12 Maricopa $1,107
13 Goodyear $1,098
14 Surprise $1,090
15 Casa Grande $1,089
16 Catalina Foothills $1,072
17 Oro Valley $1,062
18 Tucson $1,061
19 Casas Adobes $1,040
20 Yuma $992
21 Flagstaff $960
22 Prescott $942
23 Sierra Vista $890
24 Bullhead City $878
25 Lake Havasu City $852
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Rate information is comparative as the specific geographic location can revise premiums considerably.

Determining which companies have the best car insurance rates for welfare recipients requires a little more sweat in order to find coverage that fits your budget.

Each company has their own formula for setting prices, so to begin we’ll rank the car insurance companies with the overall best prices in Chandler. It’s important to know that Chandler, AZ car insurance rates are impacted by many things which can significantly increase or decrease the price of your policy. Improving your credit score, buying a home instead of renting, or getting a reckless driving citation can cause premium changes that can cause some rates to be more affordable than the competition.

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Rankings for the cheapest Arizona auto insurance companies
Rank Company Cost Per Year
1 The Hartford $811
2 Auto-Owners $915
3 Safeco $923
4 Travelers $1,075
5 USAA $1,113
6 Progressive $1,130
7 GEICO $1,142
8 Ameriprise Group $1,208
9 CSAA $1,213
10 Allied $1,245
11 Safe Auto $1,284
12 Farm Bureau Mutual $1,297
13 Unitrin $1,303
14 State Farm $1,364
15 Farmers $1,391
16 American Family $1,435
17 Amica $1,443
18 Titan $1,476
19 MetLife $1,505
20 California Casualty $1,552
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The Hartford has some of the most affordable car insurance rates in Chandler at around $811 per year. Auto-Owners, Safeco, Travelers, and USAA would also be considered some of the cheapest Chandler, AZ car insurance companies.

In this example, if you currently have a policy with Safeco and switched to The Hartford, you could realize an annual savings of roughly $112. Arizona drivers with Travelers could save as much as $264 a year, and USAA policyholders might see rate reductions of $302 a year.

Understand that those estimates are averages across all drivers and vehicles and do not factor in a specific location for welfare recipients. So the company that can offer you the best rate may not even be in the top 28 companies shown above. That illustrates why you need to quote rates from as many companies as possible using your own specific driver information and vehicle.

The type of vehicle you are buying coverage for is probably the most important factor that determines the availability of cheaper insurance for welfare recipients. Vehicles with limited top-end speed, advanced safety features, or a track record of few liability claims will cost substantially less to insure than fast, unsafe models. The table below illustrates auto insurance costs for a number of the most affordable automobiles to buy coverage for.

Cheapest Vehicles to Insure in Chandler, AZ
Make, Model, and Trim Level Estimated Cost for Full Coverage
Honda CR-V LX 4WD $1,318
Hyundai Elantra SE Touring Station Wagon $1,431
Dodge Grand Caravan CV $1,475
Ford Explorer XLT 4WD $1,484
Ford Escape XLT 2WD $1,491
Chevrolet Equinox LT AWD $1,558
Toyota Camry LE $1,566
Toyota RAV4 Sport 4WD $1,558
Volkswagen Jetta S 2.5 Station Wagon $1,571
Ford F-150 Lariat Crew Cab 2WD $1,587
Toyota Corolla S $1,644
Toyota Prius $1,649
Chevrolet Malibu LTZ $1,672
Chevrolet Silverado LTZ Crew Cab 4WD $1,679
Nissan Altima Hybrid 4-Dr Sedan $1,672
Ford Focus SE 4-Dr Sedan $1,675
Ford Edge Limited 2WD $1,721
Jeep Wrangler Unlimited Sport 4WD 4-Dr $1,750
Honda Accord LX-S 2-Dr Coupe $1,758
Kia Optima EX $1,786
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Prices above based on single male driver age 30, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Arizona minimum liability limits. Discounts applied include multi-policy, claim-free, homeowner, multi-vehicle, and safe-driver. Prices do not factor in Chandler, AZ location which can change prices substantially.

Based upon the table data, we can assume that cars like the Honda CR-V, Hyundai Elantra, and Dodge Grand Caravan are likely to be a few of the cheapest vehicles to insure for drivers on welfare.

The illustration below illustrates how your choice of deductibles can affect premium costs when searching for cheap insurance for welfare recipients. The costs are based on a married female driver, full coverage, and no discounts are taken into consideration.

A 50-year-old driver could pocket $246 a year by changing from a $100 deductible to a $500 deductible, or save $370 by changing to a $1,000 deductible. Even younger drivers, like the Age 20 chart data, have the ability to save up to $606 or even more by using higher deductibles when buying full coverage.

When choosing a higher deductible, it will now be necessary to have emergency funds available to allow you to pay the extra out-of-pocket expense that comes with higher deductibles.

Choosing the right auto insurance company can be difficult considering how many choices you have in Arizona. The company ratings in the lists below could help you decide which providers to look at putting your business with. The rankings below are for large insurance companies, so smaller regional companies are not factored into these rankings.

Top 10 Major Auto Insurance Companies in Chandler Ranked by Customer Service

  1. State Farm
  2. GEICO
  3. The Hartford
  4. Mercury Insurance
  5. Progressive
  6. The General
  7. Allstate
  8. AAA Insurance
  9. American Family
  10. Nationwide

Top 10 Major Auto Insurance Companies in Chandler Ranked by Value

  1. USAA
  2. American Family
  3. The Hartford
  4. Titan Insurance
  5. The General
  6. Mercury Insurance
  7. AAA Insurance
  8. State Farm
  9. Nationwide
  10. Safeco

If you like to get some guidance when buying car insurance for welfare recipients, the agents listed below are willing to help you make a decision which insurance coverage you need. To find a Chandler insurance agency nearest to you, click the button link following the list.

Arizona Insurance Guys
3414 W Oakland StChandler, AZ 85226(480) 331-6408

State Farm: Bryan Ross
5960 S Cooper Rd #2Chandler, AZ 85249(480) 855-8555

Allstate Insurance: Jim Kaup
565 W Chandler Blvd Ste 218Chandler, AZ 85225(480) 821-2763

San Marcos Insurance Group
584 W Chandler BlvdChandler, AZ 85225(480) 899-6633

Find a Chandler, AZ insurance agent near you

How to find cheaper car insurance for welfare recipients

The list below shows some money-saving ideas that can help drivers quote cheaper car insurance.

The last item on the list is incredibly critical, as we hit on in the prior information. Insurance prices can be changed at any time, so don’t be hesitant to buy a different policy if a cheaper price is available.

Being loyal to a particular company is commendable, but it’s not a good idea if your bullheadedness ends up costing you a fortune every year. Now is a great time to compare prices to find cheaper car insurance for welfare recipients in Chandler.