Auto Insurance Quotes in Chandler

How many times have you told yourself it’s time to shop around for more competitive car insurance rates in Chandler, AZ? Having to pay for overpriced car insurance in Chandler can eat up your bank account and force you to make sacrifices. Performing a rate comparison is a fast and free way to lower your bills every month.

Inconceivable but true, most drivers kept buying from the same company for four years or more, and nearly the majority have never compared quotes from other companies. Drivers in Arizona could save an average of up to $730 each year by just comparing quotes, but most tend to underestimate the benefits if they swap their current policy for a cheaper one. With people having so many different company options, it is very difficult to locate the most affordable insurer.

These tips will teach you a little about how car insurance companies work and how to save the most money. If you have a policy now, you should be able to shop for the lowest rates using the ideas you’re about to read. Drivers just need to understand the least time-consuming way to compare different rates from many different companies.

Car insurance companies offering affordable rates in Arizona

The following companies are ready to provide price comparisons in Chandler, AZ. If you wish to find the best auto insurance in Chandler, AZ, it’s highly recommended you visit as many as you can in order to find the cheapest rates.

Insurance Rates for Popular Vehicles in Chandler
Make, Model, and Trim Level Annual Policy Premium 6-month Policy Premium Monthly Premium
Chevrolet Impala LT $946 $473 $79
Chevrolet Silverado LT Crew Cab 4WD $1,024 $512 $85
Dodge Grand Caravan SE $888 $444 $74
Dodge Ram Quad Cab Sport 2WD $1,104 $552 $92
Ford Escape Limited 2WD $820 $410 $68
Ford Explorer Limited 2WD $966 $483 $81
Ford F-150 Lariat Crew Cab 4WD $966 $483 $81
Ford Focus SEL 4-Dr Sedan $984 $492 $82
GMC Sierra SLE Crew Cab 2WD $1,024 $512 $85
Honda Accord EX 2-Dr Coupe $1,062 $531 $89
Honda CR-V LX 2WD $800 $400 $67
Honda Civic EX-L 2-Dr Coupe $1,178 $589 $98
Hyundai Sonata GLS 4-Dr Sedan $1,004 $502 $84
Jeep Wrangler Unlimited Sport Islander Package 4WD 4-Dr $946 $473 $79
Nissan Altima 3.5 SR 4-Dr Sedan $1,024 $512 $85
Toyota Camry XLE $1,004 $502 $84
Toyota Corolla XLE $1,004 $502 $84
Toyota Prius $898 $449 $75
Toyota Tacoma 4WD $888 $444 $74
Get Rate Quotes for Your Vehicle Go

Table data assumes single male driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Arizona minimum liability limits. Discounts applied include claim-free, multi-vehicle, multi-policy, homeowner, and safe-driver. Table data does not factor in zip code location which can revise premiums considerably.

Companies offer money-saving discounts on auto insurance

Companies that sell car insurance don’t necessarily list every discount they offer very well, so the next list breaks down both the well known and also the more inconspicuous credits available to you.Cheaper auto insurance with discounts

Discounts reduce rates, but you should keep in mind that many deductions do not apply to the entire cost. Most only cut the price of certain insurance coverages like physical damage coverage or medical payments. So even though they make it sound like all the discounts add up to a free policy, insurance companies wouldn’t stay in business. But all discounts will definitely lower your overall premium however.

To see insurers who offer online auto insurance quotes in Chandler, follow this link.

Learn how to quote auto insurance at a discount

Lots of factors are taken into consideration when premium rates are determined. Some are pretty understandable such as your driving record, but others are more obscure like your continuous coverage or how safe your car is.

The items below are some of the most common factors used by your company to calculate rates.

When should I have guidance from an agent?

A lot of people would rather go talk to an agent. Insurance agents can help determine the best coverages and give you someone to call. A good thing about getting free rate quotes online is the fact that drivers can get the lowest rates but still work with a licensed agent. And supporting small agencies is important particularly in Chandler.

Insurance agents in ChandlerOnce you complete this short form, the coverage information is immediately sent to local insurance agents in Chandler that can provide free Chandler auto insurance quotes for your coverage. There is no need to even leave your home since rate quotes are delivered directly to your email. If you have a need to get a comparison quote from a specific car insurance provider, you would need to navigate to their website and submit a quote form there.

Two types of Chandler auto insurance agents

If you need to find a reliable agent, there are a couple of different types of agents and how they function. Car insurance policy providers can either be exclusive or independent (non-exclusive). Either one can properly insure your vehicles, but it is a good idea to know the difference in the companies they write for since it can impact which type of agent you select.

Independent Car Insurance Agencies or Brokers

These agents are appointed with more than one company and that gives them the ability to insure with multiple insurance companies and find the cheapest car insurance rates. If premiums increase, your policy is moved internally and you don’t have to switch agencies.

When searching for an agent, you should always get some free quotes from multiple independent agents to have the most options to choose from.

Featured below is a partial list of independent insurance agencies in Chandler that can possibly get you free car insurance quotes.

1005 S Arizona AveChandler, AZ 85286(480) 857-0056View Map

333 N Dobson Rd #160Chandler, AZ 85224(480) 525-8846View Map

369 S Arizona AveChandler, AZ 85225(480) 821-3772View Map

More insurance agents

Exclusive Agencies

Exclusive insurance agents can only provide one company’s prices like State Farm, AAA, and Liberty Mutual. They usually cannot provide prices from multiple companies so they really need to provide good service. Exclusive agents receive extensive training on the products they sell which helps them sell on service rather than price.

Below is a short list of exclusive insurance agencies in Chandler who can help you get comparison quotes.

1835 W Chandler Blvd Ste 201Chandler, AZ 85224(480) 857-1384View Map

7050 W Chandler BlvdChandler, AZ 85226(480) 961-4884View Map

825 West Warner RoadChandler, AZ 85225(480) 899-7878View Map

More insurance agents

Choosing the best insurance agency is decision based upon more than just the bottom line cost. The questions below may impact your decision as well.

If you receive positive feedback for all questions you ask and a low price estimate, it’s possible that you found an insurance agency that can properly service your car insurance policy.

Best and worst vehicle claim statistics

Do you own a high-claim vehicle? The claim statistics below outline the good and bad vehicle makes and models for the probability of having to file claims organized by coverage.

Car Insurance Medical Payment Claims by Vehicle Make and Model
Lowest Overall Losses Highest Overall Losses
Ford F-350 SuperCrew Dodge Charger
Audi A4 Allroad Nissan Versa
Ford F-250 SuperCrew Chrysler 200
Chevrolet Corvette Chevrolet Sonic
Land Rover Range Rover Sport Mitsubishi Lancer
Tesla Model S Mitsubishi Mirage

Statistics from for 2013-2015 Model Years

Vehicle Make and Models with the Lowest and Highest Comprehensive Coverage Claims
Lowest Overall Losses Highest Overall Losses
Chevy Spark Audi S7
Infiniti QX50 Maserati Quattroporte
Chevy Silverado 2500 Bentley Continental GT
GMC Sierra 2500 Mercedes-Benz S Class
Ford F-350 Porsche Panamera GTS
Nissan Xterra BMW M6

Statistics from for 2013-2015 Model Years

Lowest and Highest Liability Insurance Claims by Vehicle Make and Model
Lowest Overall Losses Highest Overall Losses
Fiat 500 Dodge Charger
Audi A6 Chevrolet Impala
Mercedes-Benz SL Class Kia Rio
Subaru Forester Chrysler 200
Subaru Outback Mitsubishi Lancer
Acura MDX Hyndai Accent

Statistics from for 2013-2015 Model Years

Vehicle Make and Models with the Lowest and Highest Collision Claims
Lowest Overall Losses Highest Overall Losses
Nissan Xterra Audi RS7
GMC Canyon Maserati Ghibli
Smart ForTwo Bently Continental GT
Jeep Wrangler Ferrari 458
Ford Edge Bently Continental GTC
Mini Cooper BMW M6

Statistics from for 2013-2015 Model Years

Arizona auto insurance companies ranked

Selecting a highly-rated car insurance provider is hard considering how many different companies insure vehicles in Arizona. The company rank data listed below can help you decide which auto insurance companies to look at purchasing from.

Top 10 Chandler Car Insurance Companies by A.M. Best Rank

  1. USAA – A++
  2. Travelers – A++
  3. State Farm – A++
  4. GEICO – A++
  5. Esurance – A+
  6. Nationwide – A+
  7. Allstate – A+
  8. Mercury Insurance – A+
  9. Progressive – A+
  10. Titan Insurance – A+

Top 10 Chandler Car Insurance Companies Ranked by Value

  1. USAA
  2. American Family
  3. The Hartford
  4. Titan Insurance
  5. The General
  6. Mercury Insurance
  7. AAA Insurance
  8. State Farm
  9. Nationwide
  10. Safeco

Persistence pays off

We just showed you many ways to shop for car insurance online. The most important thing to understand is the more rate quotes you have, the better likelihood of getting cheaper Chandler auto insurance quotes. Consumers may even find the lowest auto insurance rates come from some of the lesser-known companies. Some small companies may often insure only within specific states and give better rates than the large multi-state companies such as Progressive and GEICO.

While you’re price shopping online, it’s very important that you do not sacrifice coverage to reduce premiums. Too many times, an insured cut collision coverage and learned later that the few dollars in savings costed them thousands. Your strategy should be to buy enough coverage at the lowest possible cost while not skimping on critical coverages.

How to save on car insurance in Chandler

To save the most money, the best way to get budget car insurance rates in Chandler is to annually compare prices from insurers in Arizona.

A valuable tip to remember is that you’ll want to make sure you compare identical coverage information on every quote request and and to analyze as many carriers as you can. This enables a fair price comparison and a complete selection of prices.

Much more information about car insurance in Arizona is available on the following sites: