Best Cheap Chandler Auto Insurance

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Whether you pay cheap or expensive rates for car insurance coverage depends on many different factors, but the average rate in Chandler is right around $1,000 annually. On average, the rest of the U.S. pays roughly $1,200, so Chandler residents pay around $200 less each year than drivers in surrounding states.

That's great that our rates are good here in Chandler, but don't assume that you have the CHEAPEST rate possible. There are many companies that insure vehicles in Arizona, so chances are good that you can find a better rate than you're paying now.

Finding the cheapest car insurance in Chandler is dependent upon many different variables, but one of the main factors is the type of car or truck you own. The rate tables below show estimated premiums for the top-selling vehicles that Chandler drivers insure.

Insurance Rates for Popular Cars in Chandler
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Malibu LT $804 $402 $67
Ford Fusion Hybrid 4-Dr Sedan $1,000 $500 $83
Honda Accord EX-L 2-Dr Coupe $906 $453 $76
Honda Civic EX 4-Dr Sedan $818 $409 $68
Hyundai Sonata Limited 4-Dr Sedan $906 $453 $76
Kia Optima LX $848 $424 $71
Nissan Altima Hybrid 4-Dr Sedan $848 $424 $71
Toyota Camry LE $790 $395 $66
Volkswagen Jetta 2.0T 4-Dr Sedan $848 $424 $71
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Data assumes married female driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Arizona minimum liability limits. Discounts applied include claim-free, homeowner, multi-policy, safe-driver, and multi-vehicle. Table data does not factor in Chandler location which can raise or lower premium rates greatly.

Auto Insurance Rates for Popular Pickup Trucks in Chandler
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Silverado Crew Cab Hybrid 4WD $906 $453 $76
Dodge Ram 3500 Mega Cab Laramie 2WD $922 $461 $77
Dodge Ram Crew Cab SLT 2WD $862 $431 $72
Ford F-150 FX2 Super Cab 2WD $748 $374 $62
Ford F-250 XL Super Cab Harley Turbo Diesel 4WD $1,032 $516 $86
Ford F-350 Super Cab Cabela Package 4WD $1,080 $540 $90
GMC Sierra 3500HD SLE Regular Cab 2WD $864 $432 $72
GMC Sierra SLT Crew Cab 4WD $906 $453 $76
Toyota Tacoma Double Cab 4WD $790 $395 $66
Toyota Tundra Limited Double Cab 2WD $906 $453 $76
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Cost estimates assume married female driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Arizona minimum liability limits. Discounts applied include multi-vehicle, safe-driver, claim-free, multi-policy, and homeowner. Rates do not factor in specific Chandler garaging location which can raise or lower rates greatly.

Insurance Rates for Popular SUVs and Crossovers in Chandler
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
BMW X5 M AWD $1,040 $520 $87
Chevrolet Suburban LT 2WD $804 $402 $67
Chevrolet Traverse LT 2WD $700 $350 $58
Ford Escape XLT 4WD $686 $343 $57
Ford Expedition Eddie Bauer 4WD $786 $393 $66
Ford Explorer Eddie Bauer 4WD $804 $402 $67
GMC Acadia SL AWD $748 $374 $62
Honda CR-V EX 2WD $670 $335 $56
Honda Pilot Touring 2WD $804 $402 $67
Jeep Grand Cherokee Laredo 4WD $790 $395 $66
Jeep Wrangler Unlimited Rubicon 4WD 4-Dr $872 $436 $73
Toyota Highlander 2WD $748 $374 $62
Toyota RAV4 Sport 4WD $790 $395 $66
Volvo XC90 V8 AWD $906 $453 $76
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Table data represents married female driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Arizona minimum liability limits. Discounts applied include safe-driver, claim-free, homeowner, multi-vehicle, and multi-policy. Price information does not factor in specific Chandler garaging location which can change prices considerably.

Discounts on Chandler AZ Car Insurance

The chart below compares insurance costs with and without policy discounts applied. The price estimates are based on a female driver, no claims or driving violations, Arizona state minimum liability limits, full coverage, and $250 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with multi-car, marriage, claim-free, homeowner, safe-driver, and multi-policy discounts applied.

Top 10 cheapest vehicles to insure in Chandler, AZ
Honda Fit
Hyundai Accent
Mini Cooper
Chrysler PT Cruiser
Honda Accord
Chevrolet Colorado
Hyundai Elantra
Ford Escape
Kia Rondo
Mazda MX-5 Miata
Top 10 most expensive vehicles to insure in Chandler, AZ
Mercedes-Benz CL65 AMG
Mercedes-Benz S65 AMG
Mercedes-Benz CL600
Audi R8
Mercedes-Benz CL63 AMG
Mercedes-Benz S600
BMW 760L
BMW M6
Mercedes-Benz S63 AMG
Porsche 911
Top 10 safest vehicles to insure in Chandler, AZ
Jeep Wrangler
GMC Sierra
Toyota Tacoma
Chrysler Town and Country
Buick Enclave
Ford Escape
Chevrolet Suburban
Nissan Titan
Ford Expedition EL
Audi Q7

What is the Cheapest Car Insurance Company in Chandler, AZ?

The lowest rates offered by insurance companies are calculated by complex algorithms that factor in a lot of different criteria. The only way to know which company is the cheapest in Chandler is to get a quote from each company and compare apples-to-apples price quotes. Since small changes in your risk factors like getting a speeding ticket or a drop in your credit rating can have a huge impact on premiums, it's also important to compare rates on a regular basis.

Chandler, Arizona Car Insurance Company Rankings
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
USAA 98 100 100 94% A++ 98.6
American Family 98 89 100 86% A 95.4
State Farm 88 93 96 90% A++ 92.4
The Hartford 94 92 90 89% A+ 91.7
AAA Insurance 88 89 95 91% A 91.2
GEICO 84 93 93 89% A++ 90.3
The General 89 91 89 88% A- 90
Titan Insurance 90 87 91 95% A+ 89.6
Progressive 84 91 93 87% A+ 89.5
Mercury Insurance 88 91 90 85% A+ 89.4
Allstate 85 90 92 88% A+ 89.3
Nationwide 87 88 84 90% A+ 88.7
Liberty Mutual 84 87 93 88% A 88.5
21st Century 85 86 87 88% A 86.7
Esurance 85 80 95 87% A+ 85.9
Safeco 85 85 85 86% A 85.8
Travelers 80 87 87 83% A++ 85.2
Farmers Insurance 78 87 88 79% A 84.3
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