Best Cheap Chandler Auto Insurance

Whether you pay cheap or expensive rates for car insurance coverage depends on many different factors, but the average rate in Chandler is right around $1,000 annually. On average, the rest of the U.S. pays roughly $1,200, so Chandler residents pay around $200 less each year than drivers in surrounding states.

That’s great that our rates are good here in Chandler, but don’t assume that you have the CHEAPEST rate possible. There are many companies that insure vehicles in Arizona, so chances are good that you can find a better rate than you’re paying now.

Finding the cheapest car insurance in Chandler is dependent upon many different variables, but one of the main factors is the type of car or truck you own. The rate tables below show estimated premiums for the top-selling vehicles that Chandler drivers insure.

Data assumes married female driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Arizona minimum liability limits. Discounts applied include claim-free, homeowner, multi-policy, safe-driver, and multi-vehicle. Table data does not factor in Chandler location which can raise or lower premium rates greatly.

Cost estimates assume married female driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Arizona minimum liability limits. Discounts applied include multi-vehicle, safe-driver, claim-free, multi-policy, and homeowner. Rates do not factor in specific Chandler garaging location which can raise or lower rates greatly.

Table data represents married female driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Arizona minimum liability limits. Discounts applied include safe-driver, claim-free, homeowner, multi-vehicle, and multi-policy. Price information does not factor in specific Chandler garaging location which can change prices considerably.

Discounts on Chandler AZ Car Insurance

The chart below compares insurance costs with and without policy discounts applied. The price estimates are based on a female driver, no claims or driving violations, Arizona state minimum liability limits, full coverage, and $250 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with multi-car, marriage, claim-free, homeowner, safe-driver, and multi-policy discounts applied.

What is the Cheapest Car Insurance Company in Chandler, AZ?

The lowest rates offered by insurance companies are calculated by complex algorithms that factor in a lot of different criteria. The only way to know which company is the cheapest in Chandler is to get a quote from each company and compare apples-to-apples price quotes. Since small changes in your risk factors like getting a speeding ticket or a drop in your credit rating can have a huge impact on premiums, it’s also important to compare rates on a regular basis.